Commercial Screen
- Horizon Insurance
- Commercial Cover
Products
Summarised Outcome Of Commercial Insurance
Accidents happen all the time, we understand that and our job is to make sure that despite these accidents, you are adequately taken care of.
Our Commercial Insurance products are designed to cover your business against the loss arising out of damage to the property and/or injury to the employees.
Options
This policy covers all commercial property owned by a company against stated perils, the major perils covered are:
- Fire and Allied perils
- Theft
- Money
- Goods in Transit
- Business All Risk
- Glass
- Employee Personal Effects
- Business Interruption- Loss of profit
This covers the following policies:
- Contractors All Risk
- Plant All Risk
- Electronic Equipment
- Machinery Breakdown
- Loss of Profit
This policy covers: Bonds, Construction Bonds and Court Bonds
It is insurance for cargo, hull and liabilities
Cargo Insurance:
This policy covers cargo being transported by road, rail, sea or air, against accidental damage or theft.
Hull and Liabilities:
This covers accidental loss or damage to the hull and legal liabilities to third parties.
This covers legal liability to the company arising from any work related injuries to its employees.
This covers legal liability to the company arising from any damages to third party property or injury to the third parties other than the company employees
This policy is taken out by companies to cover their employees for accidental injury which may result in death or disablement. Cover afforded by the policy is for Death, Permanent Disability, Temporary Total Disability and Medical Expenses.